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A Trust Deed is a Government backed legislation for residents of Scotland, that could reduce your monthly payments, stop creditors taking legal action against you, and write off the unsecured debt you can't afford to repay. When the Protected Trust Deed is successfully completed, your unsecured debts will be written off and you will be debt free. (If you're a homeowner, you may have to free up some of the equity by extending the term of the Trust Deed).

A Scottish Trust Deed can be an excellent way to solve serious debt problems, leaving you completely debt free in (normally) 36 months. It could lower your monthly repayments, stop demands from your creditors and freeze the interest and charges on your debt. What's more, once the Protected Trust Deed is completed, any outstanding debt will be written off. Only for residents of Scotland.