Other Financial News

Unsolicited Debt Text Messages Cause Distress to 9 out of 10 people

Posted on Wednesday, 11 January 2012 in Other Financial NewsThe UK Debt Charity CCCS and Martin Lewis's Money Saving Expert have joined forces to publicise the use of unsolicited debt text messaging from unscrupulous organisations targeting people with debt problems.

Using Twitter, both the CCCS and Money Saving Expert are encouraging people to report any text messages that they receive from debt and loan companies, a move which has proven to be highly successful according to Leeds based CCCS.

Trust Deed Scotland, who have provided ethical debt advice to thousands of Scottish residents backed the campaign and advised "We are pleased that this type of marketing has been exposed publi...

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Money Advice in Scotland - Payday Loans Are NOT the answer!

Posted on Friday, 6 January 2012 in Other Financial News2011 saw an increase in the number of people seeking money advice in Scotland from Scottish owned and operated Trust Deed Scotland due to a variety of reasons such as the rising cost of living, which is affecting the lives of many Scottish families.

Earlier this week, it has been reported in the mainstream media that there are a number of 'Zombie Debtors' a term used to describe an individual who exists on a month-to-month basis and can only pay minimal repayments to their debts ensuring that the debt remains static.

In recent years, a number of payday loan websites have arisen and at this time of year when many people are feeling a post-Christ...

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Could the Debt Arrangement Scheme be rolled out across the UK?

Posted on Wednesday, 14 December 2011 in Other Financial NewsThe legislation behind the debt arrangement scheme in Scotland changed in July this year and due to this and the recent success of the Scottish government DAS Scotland website and increased publicity, more people are now electing to choose this form of debt management in Scotland.

One of the key differences between debt arrangement schemes and debt management programmes, which are more common in England, Wales and Northern Ireland, is the legal protection against enforcement action or and the compuls...

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