Unsolicited Debt Text Messages Cause Distress to 9 out of 10 people

Posted on Wednesday, 11 January 2012 in Other Financial NewsThe UK Debt Charity CCCS and Martin Lewis's Money Saving Expert have joined forces to publicise the use of unsolicited debt text messaging from unscrupulous organisations targeting people with debt problems.

Using Twitter, both the CCCS and Money Saving Expert are encouraging people to report any text messages that they receive from debt and loan companies, a move which has proven to be highly successful according to Leeds based CCCS.

Trust Deed Scotland, who have provided ethical debt advice to thousands of Scottish residents backed the campaign and advised "We are pleased that this type of marketing has been exposed publicly and we offer our support in any way that we can.

We are very proud to offer the people of Scotland only ethical debt advice but some people are unaware of companies offering debt help solutions that do not fit an individual's best interest or involve the use of setup fees and other hidden charges.

Debt advice should be free, transparent and balanced. If you feel like you are being sold to, chances are that you probably are being sold a debt product."

For free, impartial debt advice you can speak to Citizens Advice Scotland, CCCS or even your local authority. Trust Deed Scotland has helped thousands of Scots get back on track and introduced solutions such as Trust Deeds and Debt Arrangement Schemes to individuals struggling with debts and in need of Scottish debt help.

If you have received a text message offering you a loan or a debt solution, you can report it immediately on Twitter, using the tag #debttext or if you are a member of the Money Saving Expert forum you can report it there too.

For a free and confidential discussion regarding your debts and to find out more about the advantages and disadvantages of debt solutions in Scotland you can call Trust Deed Scotland on 0141 221 0999.

Follow us on Twitter @trustdeedscotl

Your Employment Status --SELECT-- Employed Unemployed Self-Employed Retired Student Your Total Unsecured Debts --SELECT-- £1,000 £2,000 £3,000 £4,000 £5,000 £6,000 £7,000 £8,000 £9,000 £10,000 £11,000 £12,000 £13,000 £14,000 £15,000 £16,000 £17,000 £18,000 £19,000 £20,000 £21,000 £22,000 £23,000 £24,000 £25,000 £26,000 £27,000 £28,000 £29,000 £30,000 £31,000 £32,000 £33,000 £34,000 £35,000 £36,000 £37,000 £38,000 £39,000 £40,000 £41,000 £42,000 £43,000 £44,000 £45,000 £46,000 £47,000 £48,000 £49,000 £50,000 £51,000 £52,000 £53,000 £54,000 £55,000 Over £55,000 This includes unsecured loans, credit cards, council tax arrears, bank overdrafts etc.

Note - student loans cannot be included in a Trust Deed. Your Monthly Net Income This is your monthly take home pay including any other income

Example
Take home pay £1200
Child tax credit £200
Total net income £1400 Your Monthly Expenditure This includes all rent or mortgage payments and all other fixed outgoings that you pay each month.

Excluding your payments for your unsecured debt. Are You A Homeowner? --SELECT-- Yes No

(Homeowners) Estimated Equity None Don't Know 5000-10000 11000-20000 21000-30000 31000-40000 50000+ Equity Example:
Mortgage - 72k
House Value - 80k
Your Equity - £8000

Dont worry if you don't know your equity.
Just call us on 0141 221 0999

Your Nearest City --SELECT-- Glasgow Edinburgh Stirling Perth Dundee Aberdeen Inverness We have a network of Trust Deed providers throughout Scotland

Your location will help us recommend the best providers.

Title --SELECT-- Mr Ms Miss Mrs Other First Name Last Name Email Address Phone Number Why Do We Need Your Phone Number?

Although you will get an instant quote indication, we still need to contact you to get more detailed information regarding your financial circumstances.
All calls confidential.

Your privacy is important to us. Your Details are held in the strictest of confidence and we will only request information required to find your best solution. Your details will NOT be shared with third parties.

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