Trust Deed Scotland - Official Website - Life After Debt

What are Scottish Trust Deeds?

Scottish Trust Deeds take advantage of government legislation and enable individuals who are in financial difficulties to clear their debts.

A Scottish Trust Deed will last for a typical period of 3 years, you will pay a single monthly contribution and then when this arrangement ends, all of your remaining debts are legally written off. Scottish Trust Deeds are only available to people who have a regular income and you need to owe at least £10,000 in unsecured debt.

Using government legislation, this prevents your creditors from adding further interest, charges, and from taking any further legal action against you.

Advantages

• Include all unsecured debt into the Repayment Proposal
• Instantly reduce your monthly outgoings and start living again!
• In most cases keep your car and home
• Be debt free in 3 years typically
• Pay back only what you can afford
• Prevent Creditors taking legal action against you once the Trust Deed is protected

Disadvantages

• Your credit rating will be affected, although this may already be the case if you have defaulted
• Some occupations may need prior approval - Banks, Police
• If you fail to keep up repayments then your assets may be at risk, you could be sequestrated

Only an insolvency practitioner can set up a Scottish Trust Deed and could write off up to 90% of your debt (excluding I.P. fees which can vary). There are over 30 Insolvency Practitioners based in Scotland, how can you be sure you are getting the best deal?

Most marketing companies are tied to only one Insolvency company and can charge you a setup fee AND take an additional two months contributions before you even start to repay any of the original debt to your creditors.

We are an experienced introducer who are 100% independent, and we do not charge you any setup fees or take any additional payments; we just recommend you the best company for your Trust Deed. (see: - why use Trust Deed Scotland.)

If you are still unsure about your eligibility or have niggling doubts, why not talk to us! Our advice is without obligation and is free of charge.

Just tell us about your debts, your income and your expenditure (both to your creditors and your essential expenditures) and we will help you to calculate how much you can afford to repay your unsecured lenders and discuss with you all the available solutions.

Using our years of experience we shall be able to advise you on your likely suitability and then make a recommendation based on what solution that we feel best meets your circumstances. We have given ethical advice to thousands of residents of Scotland in the same situation, struggling with debts and unsure of the best way of resolving the problem.

Do not worry if the Scottish Trust Deed is not your best solution as there are other ways that we can help you to resolve your unsecured debts such as a debt arrangement scheme.

Why not make today the day that you resolve your financial difficulties and look forward to a life free of debt in a typical period of 3 years? Call us on 0141 221 0999 for a personal consultation.

Your Employment Status --SELECT-- Employed Unemployed Self-Employed Retired Student Your Total Unsecured Debts --SELECT-- £1,000 £2,000 £3,000 £4,000 £5,000 £6,000 £7,000 £8,000 £9,000 £10,000 £11,000 £12,000 £13,000 £14,000 £15,000 £16,000 £17,000 £18,000 £19,000 £20,000 £21,000 £22,000 £23,000 £24,000 £25,000 £26,000 £27,000 £28,000 £29,000 £30,000 £31,000 £32,000 £33,000 £34,000 £35,000 £36,000 £37,000 £38,000 £39,000 £40,000 £41,000 £42,000 £43,000 £44,000 £45,000 £46,000 £47,000 £48,000 £49,000 £50,000 £51,000 £52,000 £53,000 £54,000 £55,000 Over £55,000 This includes unsecured loans, credit cards, council tax arrears, bank overdrafts etc.

Note - student loans cannot be included in a Trust Deed. Your Monthly Net Income This is your monthly take home pay including any other income

Example
Take home pay £1200
Child tax credit £200
Total net income £1400 Your Monthly Expenditure This includes all rent or mortgage payments and all other fixed outgoings that you pay each month.

Excluding your payments for your unsecured debt. Are You A Homeowner? --SELECT-- Yes No

(Homeowners) Estimated Equity None Don't Know 5000-10000 11000-20000 21000-30000 31000-40000 50000+ Equity Example:
Mortgage - 72k
House Value - 80k
Your Equity - £8000

Dont worry if you don't know your equity.
Just call us on 0141 221 0999

Your Nearest City --SELECT-- Glasgow Edinburgh Stirling Perth Dundee Aberdeen Inverness We have a network of Trust Deed providers throughout Scotland

Your location will help us recommend the best providers.

Title --SELECT-- Mr Ms Miss Mrs Other First Name Last Name Email Address Phone Number Why Do We Need Your Phone Number?

Although you will get an instant quote indication, we still need to contact you to get more detailed information regarding your financial circumstances.
All calls confidential.

Your privacy is important to us. Your Details are held in the strictest of confidence and we will only request information required to find your best solution. Your details will NOT be shared with third parties.

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