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For life after debt,

Trust us.

  • Lower Monthly Repayments
  • Write Off Unaffordable Debt
  • Legislated Debt Solution
Trust Deed Scotland

How it works

 If you have over £5,000 of debt and are struggling with your current payments, a trust deed can replace them with a new single lower monthly payment paid over typically 4 years. After a trust deed is completed, you will be debt free.

Trust Deed Scotland is the largest trust deed advice company in Scotland,  and is a Non Profit – Community Interest Company.   Not everyone qualifies for a trust deed, to find out if it’s an option for you, simply start with the online form  or just call us on 0141 221 0999

Trust Deed Scotland Largest in Scotland
Trust Deed Scotland Non Profit
Trust Deed Scotland FCA Regulated
Trust Deed Scotland Community Interest Company

What is your approximate debt level?

What our customers say

Over 1,500 genuine reviews verified by Trust Deed Scotland

You're in safe hands

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Here's an example of a Trust Deed

See how a trust deed could help you with this simple example, to consolidate all your unsecured debts into one smaller affordable monthly payment over 4 years, once completed, you will be debt free.


Trust Deed Scotland

Personal Loan


Trust Deed Scotland

Credit Card


Trust Deed Scotland

Store Cards


Trust Deed Scotland

Council Tax


Total Debt £20,800

Trust Deed Scotland

Your monthly repayments



written off


* Subject to creditor acceptance * Payment subject to individual circumstances * Credit rating may be affected


Got a Smartphone ? It’s now even easier to get debt advice

We have made it easier than ever with our unique Trust Deed Wizard® It’s secure, easy to use and gets you connected with a qualified advisor from your mobile.

Fast hassle-free setup

Our Trust Deed Wizard® Dramatically speeds up the process, its easy to use and will enable you to quickly find out what your options are. Our experienced advisors can text chat to you on your mobile.

  •  100% Encrypted, secure & confidential
  • Don't know all your debt ? We can help
  • Easy to use text chat


Facts about Trust Deeds

  • Every year, thousands of people in Scotland benefit from trust deeds, who have over committed to debt repayments and high interest rates on credit cards and loans etc.
  • The minimum debt level is £5,000 and will allow you to stop paying your existing debt payments and replace it with a new single affordable monthly payment to your debt on a fixed timeframe, typically 4 years.
  • During this time, any interest and fees on your debts will be frozen and your creditors are legally prohibited from contacting you for payment.
  • Upon completion of your trust deed agreement, the qualifying debt will be written off, leaving you debt free.

Non profit-community interest company

Trust Deed Scotland have helped over 15,000 people and is the largest in Scotland for advice on Scottish debt solutions. We are FCA regulated for your protection and specialise in providing free, confidential debt advice.

Scotland’s leading debt advice company

Trust Deed Scotland

We can explain trust deeds and the other debt options available to you, such as: the Debt Arrangement Scheme (DAS); Minimal Asset Process (MAP) and Sequestration.

Trust Deed Scotland

Over 1,500 five star verified reviews on an independent review website Trustpilot, with an average score of 98%.

Trust Deed Scotland

We are governed by the Financial Conduct Authority, (FCA) for your protection.


For life after debt, trust us

Trust Deed Scotland

We have the highest customer satisfaction rating for debt advice not only in Scotland but in the whole UK.

Trust Deed Scotland

Our advisors are based in Scotland and only deal in Scottish debt solutions.

Trust Deed Scotland

We understand the impact that debt can have on all areas of your life.


Trust Deed Scotland

How a Trust Deed affects your Credit Rating

Our Debt Guide

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