Scottish Debt Solutions
We advise on all Scottish debt solutions, as detailed belowYour Options
Protected Trust Deeds can write off your unaffordable debt and reduce the rest of the debt down to one monthly payment, repaid over a typical period of 48 months, though the duration can sometimes be extended depending on your circumstances.
The Debt Arrangement Scheme (DAS) is an alternative to a Protected Trust Deed and Sequestration in Scotland. It freezes interest and charges and allows you to reduce your monthly debt payments down to an affordable amount.
Sequestration is the Scottish equivalent of bankruptcy. Sequestration is a legal process that writes off debt and allows residents of Scotland with unaffordable to deal with their debts and make a fresh start. Our debt advisers can help you decide if Sequestration is right for you.
The Minimal Asset Process (MAP) route to Sequestration allows you to write off your unsecured debts in a short period of time. Our experienced debt advice team can help you make an informed decision on whether MAP Bankruptcy is right for you.
The debt solutions we offer are tailored for sole traders, limited companies and partnerships. We help self-employed customers find out if they are suitable for solutions such as Protected Trust Deeds and the Debt Arrangement Scheme.
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