Protected Trust Deeds - Trust Deed Scotland®

Protected Trust Deed example

Protected Trust Deeds are a voluntary and legally binding agreement that can replace all your unsecured debt payments into an affordable single monthly payment paid typically over 4 years.

Unsecured
debts

Personal Loan

£12,000

Credit Cards

£7,300

Store Cards

£600

Protected Trust Deed Scotland Council Tax Arrears

Old Council Tax

£900

Total Debt £20,800

Your monthly repayments*

Old
£636

New
£175

Debt
written off

60%

* Subject to creditor acceptance. Payment subject to individual circumstances. Credit rating may be affected

All debt solutions follow the same steps

Just follow our 5 simple steps to become debt free

protected trust deed illustration

1 Protected Trust Deed – Step 1 Get in touch

We understand that dealing with debt can be stressful, but it doesn’t have to be. Every year we help thousands of Scottish residents protect their home, car and lift the burden of debt to enjoy a debt free future. We recommend you look at what options are available to you so you can make an informed decision, you can do this by:-

Filling out the form on our Debt Calculator
Call us on 0141 221 0999 to connect immediately to an advisor
Email us

protected trust deeds we advice

2 Protected Trust Deed – Step 2 We advise

We can work out your new affordable lower monthly payment and advise you through your options, some of which can even write off the debt you can’t afford.

Protected Trust Deed
Debt Arrangement Scheme (DAS Scotland)
Sequestration
MAP
Debt Consolidation Loan

protected trust deeds - we do the work

3 Protected Trust Deed – Step 3 We do the work

If you want to proceed with a debt solution, whether it be a Protected Trust Deed, or an alternative method – We will start working on your proposal to make sure your creditors will accept it.

You will be sent this via email
You will be aware of all the pros and cons
You will be 100% happy with this proposal

protected trust deeds we do the work

4 Protected Trust Deed – Step 4 It’s proposal time

The next step is to get the Protected Trust Deed approved by your creditors.

For a Protected Trust Deed

We will register it on the AIB website, where your creditors can access it.
They have five weeks to accept or reject it (we have a 99% acceptance rate)

And for a DAS

A DAS proposal is then sent to your creditors for approval.
After 21 days, If they do not respond, it is then presumed that they have consented.

life after debt

5 Protected Trust Deed – Step 5 Life after debt

Typically you make your first affordable payment once your plan is approved, during this time:-

Your creditors are not allowed to contact you for payment.
We deal directly with your creditors and payments for you.
You get on with your life without the burden of debt.
After your debt solution is finished, you will be debt free.

Get Started

Protected Trust Deeds - How it works

Using formal legislation, we have helped people reduce their overall debt payments to one fixed affordable monthly repayment

Unsecured
debts

Your monthly repayments*

All debt solutions follow the same steps

Just follow our 5 simple steps to become debt free

1 Protected Trust Deed – Step 1 Get in touch

2 Protected Trust Deed – Step 2 We advise

3 Protected Trust Deed – Step 3 We do the work

4 Protected Trust Deed – Step 4 It’s proposal time

For a Protected Trust Deed

And for a DAS

5 Protected Trust Deed – Step 5 Life after debt

We're No.1 In Scotland

With more Protected Trust Deed reviews on Trustpilot than anyone else.

Protected Trust Deeds - How it works

Using formal legislation, we have helped people reduce their overall debt payments to one fixed affordable monthly repayment

Protected Trust Deed example

Protected Trust Deeds are a voluntary and legally binding agreement that can replace all your unsecured debt payments into an affordable single monthly payment paid typically over 4 years.

Unsecured debts

Your monthly repayments*

All debt solutions follow the same steps

Just follow our 5 simple steps to become debt free

1 Protected Trust Deed – Step 1 Get in touch

2 Protected Trust Deed – Step 2 We advise

3 Protected Trust Deed – Step 3 We do the work

4 Protected Trust Deed – Step 4 It’s proposal time

For a Protected Trust Deed

And for a DAS

5 Protected Trust Deed – Step 5 Life after debt

We're No.1 In Scotland

With more Protected Trust Deed reviews on Trustpilot than anyone else.

Unsecured
debts