It’s Debt Awareness Week and, this year, it’s highlighting that debt can happen to anyone.
Debt Awareness Week is an annual event that aims to bring awareness to the struggles faced by those in debt and highlight the help available.
Debt Awareness Week is taking place between the 20th and 26th March and is led by debt charity StepChange.
The week pushes debt advice services to work together to help people who are living with unaffordable debt.
Citizens Advice Scotland have just revealed that over 780,000 people in Scotland expect to increase their credit card use during the cost-of-living crisis.
Seeking debt advice for the first time can be daunting, but here at Trust Deed Scotland® we want people to feel empowered and confident that they are doing the right thing when seeking help.
Even in 2023, there remains a stigma and embarrassment surrounding debt.
Citizens Advice Scotland have revealed that more than three quarters of Scottish adults in debt have said that their mental health had been negatively impacted as a result.
We want people to understand that they are not alone in their financial worries and that there is help available for them.
32% of our customers said in a 2022 survey that the fear of being judged, ashamed or embarrassed about their debt stopped them from doing something about it sooner than they did.
Problem debt can happen to anyone and open conversations about personal debts can empower others in the same position to then ask for help themselves.
At Trust Deed Scotland®, since 2009, we have helped over 25,000 people in Scotland with their unaffordable debt and given them a chance to enjoy life after debt.
We are rated No.1 in Scotland for debt advice, with over 7,000 five star reviews on Trustpilot.
“I honestly could not have asked for anyone more patient, helpful, empathetic and understanding than Val.
I was in a lot of distress, and it feels like she waved a magic wand and made it all better! I’m not good when it comes to all the rules and regulations, but she spent time talking me through everything, so I actually understood.” – Lesley
“I got myself into a mess which I couldn’t see a way out of. Debts larger than my yearly income with nearly a dozen cards.
I was missing payments and had started getting phone calls from the Credit Card companies.
I have a mortgage on my flat and a car that I need for work and was worried about losing them so put off finding help and tried to struggle on for months.
I sent a text to Trust Deed Scotland, and it was a huge weight off my shoulders after just the first phone call.
A trust deed wasn’t right for me, but I had other options which I would have never known about if I hadn’t spoken to Jacqui.
I’ll now have one single monthly payment which is affordable to me and my home and car are protected.
Like a lot of people my only regret is not seeking help and advice sooner.” – Mark
“After so many hesitations I decided to bite the bullet and just seek help to resolve my debts and the process couldn’t have been easier and that is all thanks to the amazing help of Vicky.
She took the time to understand my issues, queries and worked with me to set up an affordable payment plan that helps myself be debt free in 4 years.” – Ross
“Trust Deed Scotland have been absolutely amazing, they have helped me get my life back on track. I wish I had done this years ago.
Peter was so helpful and understanding and never once judged me. He told me numerous times that I was doing excellent, which made me feel so at ease. He went through all the options I had, explaining everything.
Never once did he pressurise me into agreeing to something I wasn’t happy about.” – Leigh
How to Seek Help
There are many places to go for confidential and impartial debt advice.
Here at Trust Deed Scotland®, our experienced debt advice team offer tailored debt advice and specialise in solutions that reduce your monthly debt repayments to an affordable amount, allowing you to free yourself from the burden of debt.