A Trust Deed is available to people who have been living in Scotland for more than six months and who have a total debt of £5,000 or more. There are many factors that can influence your eligibility for a Trust Deed, including:

 

• Homeowner equity

• How much you can afford to pay

• Your debt level

• Who your debts are with

 

You can qualify as a homeowner (depending on your equity, don’t worry we will check this as part of the process), a private tenant, a council tenant, or someone who lives with their parents. If you own your home, your Trust Deed Scotland® advisor will explain to you how you can protect it.

Find out if you’re eligible for a Trust Deed in 60 seconds with our Trust Deed Debt Calculator.