IVA in Scotland
May not be suitable in all circumstances. Fees apply. Your credit rating may be affected.
We’re No.1 in Scotland for Protected Trust Deeds
The Scottish IVA Equivalent
As Featured On
Do something about your debt today
So you can stop worrying about it tomorrow. Trust Deed Scotland® have helped over 30,000 people in Scotland use regulated, formal debt solutions including Trust Deeds, which are Scotland’s equivalent of an IVA.
Protected Trust Deeds reduce monthly debt payments and even write off a significant amount of unsecured debt¹, allowing you to enjoy a debt free future. Find out if you qualify.
Let’s get started
How it works
We can reduce your unsecured debts down to just one affordable monthly payment, and even write off the debt you can’t afford. On completion you will be debt free.
Personal Loan
£12,000
Credit Cards
£6,000
Store Cards
£1,600
Council Tax Arrears
£1,200
Total Debt £20,800
Old
£700
New
£130
Payment
reduced by
81%
²Subject to creditor acceptance. Payment subject to individual circumstances. May not be suitable in all circumstances. Fees apply. Your credit rating may be affected
Types of debt that can be included
You’re in safe hands
Find out if you qualify
Call us or just use your mobile. There’s no obligation and it will always be 100% confidential and secure. Unlike other companies, we will never sell your details to 3rd parties.
¹The expected debt write-off figure of up to 70% is based on 5,234 Protected Trust Deeds currently administered by Trust Deed Scotland® and granted between January 2017 and September 2021.
The expected write-off % includes the costs of administering each Protected Trust Deed (PTD). More information relating to the costs of administration can be found by clicking here.
In this sample of PTDs, the expected write-off figure reaches as high as 83%. 5% of the PTDs have an expected write-off figure between 71% and 83%. 95% of the PTDs have an expected write-off figure of up to 70%, the average (mean) being 45% when the costs of administration are included.
Of the cases in this sample, 1,823 were granted since the Covid-19 pandemic took effect in 2020. The average expected debt write-off for these cases is slightly higher at 49% when the costs of administration are included.
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